This Restricted Jurisdictions Policy (the “Policy”) forms part of the FVC Terms and Conditions and governs the availability and use of FVC services across different jurisdictions.
FVC operates a risk-based compliance framework aligned with applicable laws and regulatory obligations, including sanctions regimes administered by the United Nations, the United States, the European Union, and the United Kingdom.
FVC reserves the right to restrict or prohibit access to its services in any jurisdiction at its sole discretion.
FVC services are not available under any circumstances to any person or entity that is located, incorporated, established in, or ordinarily resident in the following jurisdictions:
Afghanistan, Belarus, Central African Republic, Cuba, Democratic People’s Republic of Korea (North Korea), Democratic Republic of the Congo, Eritrea, Iran, Iraq, Libya, Myanmar, Nicaragua, Russian Federation, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen, and Ukraine (including Crimea, Donetsk (DNR), and Luhansk (LNR)).
Enforcement measures include IP address and geolocation blocking, identity verification and sanctions screening, and blockchain analytics and wallet monitoring. Access from these jurisdictions is strictly prohibited. No exceptions apply.
FVC does not offer, market, or otherwise make its services available in jurisdictions where licensing, registration, or regulatory approval is required unless such authorisation has been obtained.
These jurisdictions include the United States of America (including its territories), United Kingdom, European Union Member States, Canada, Singapore, Hong Kong, and Japan.
Conditions of access include no direct or indirect marketing or solicitation, access may be restricted or blocked by default, any access must comply fully with applicable local laws and regulations, and FVC does not rely on reverse solicitation as a basis for providing services.
FVC may provide services in certain jurisdictions identified as presenting elevated anti-money laundering and counter-terrorist financing (AML/CFT) risks, including jurisdictions subject to monitoring by the Financial Action Task Force (FATF), subject to a risk-based compliance framework and enhanced due diligence.
These jurisdictions include, but are not limited to:
4.1 Major Markets: United Arab Emirates, Turkey, India, Brazil, Saudi Arabia, Philippines, South Africa, Indonesia, Thailand, Mexico, Colombia, Argentina, Nigeria, Kenya, Pakistan, Egypt, Qatar, Kuwait, Bahrain, Vietnam, Bangladesh, Sri Lanka, Morocco, Peru, Ecuador, Dominican Republic, Costa Rica, El Salvador, Guatemala, Paraguay, Uruguay, Bolivia, Georgia, Serbia.
4.2 Offshore / Financial Centres: Bahamas, Bermuda, Cayman Islands, British Virgin Islands, Gibraltar, Jersey, Guernsey, Isle of Man, Monaco, Curaçao, Sint Maarten, Aruba, Turks and Caicos Islands, Montserrat, Anguilla, Antigua and Barbuda, Barbados, Dominica, Grenada, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Trinidad and Tobago, Jamaica, Belize, Panama.
4.3 Other Emerging or Monitored Jurisdictions: Includes jurisdictions across Africa, Central and Southeast Asia, Eastern Europe and the Balkans, the Middle East, and Latin America and the Caribbean.
Users in these jurisdictions are subject to full KYC verification, ongoing transaction monitoring, source of funds and/or wealth verification, and enhanced due diligence where required. FVC reserves the right to apply additional controls at its sole discretion.
The jurisdictions listed are indicative and non-exhaustive. FVC reserves the right to reclassify jurisdictions, add or remove jurisdictions, and restrict access based on regulatory or risk considerations.
FVC services are not available to any individual or entity subject to applicable economic or trade sanctions, any person listed on sanctions lists maintained by the United Nations, United States, United Kingdom, or European Union, or any entity owned or controlled directly or indirectly by such persons.
FVC reserves the absolute right, at its sole discretion and without prior notice, to refuse access to any person or entity, suspend or terminate accounts, block, delay, or refuse transactions where legally permitted, and request additional information or documentation where required to comply with legal, regulatory, or risk management obligations
By accessing or using FVC services, you represent and warrant that you are not located in, incorporated in, or a resident of any Prohibited Jurisdiction, are not subject to sanctions and are not acting on behalf of a sanctioned person, and that your use of FVC services complies with all applicable laws and regulations.
Users are strictly prohibited from using VPNs, proxies, or similar technologies to bypass geographic restrictions, accessing services on behalf of restricted persons or jurisdictions, or engaging in any activity intended to evade compliance controls. Any breach may result in immediate suspension or termination and may be reported to relevant authorities.
FVC may amend or update this Policy at any time to reflect changes in applicable law, regulation, or internal risk assessments. Continued use of FVC services constitutes acceptance of such amendments.
This Policy shall be interpreted in conjunction with applicable laws and regulations. Where there is ambiguity or conflict, FVC reserves the right to apply the most restrictive standard necessary to ensure compliance.