First Venture Capital Is Building Open Infrastructure for Interest-Free SME Funding

FVC Asset Group Ltd is developing a transparent system for funding small businesses and tracking repayments, with fiat payments settled through stablecoins.

5 October 2026 · FVC Asset Group Ltd · 3 min read

First Venture Capital (FVC), operated by FVC Asset Group Ltd, is developing infrastructure that lets startups and small and medium-sized businesses (SMEs) receive funding without paying interest, and lets every funding agreement and repayment be recorded transparently.

Many small businesses struggle to access fair funding, and when they do, costs and terms are often opaque. FVC's model replaces interest with revenue-sharing agreements and treasury-backed grants, supported by a community-governed approach to selecting who is funded.

Built for Businesses That Pay in Ordinary Money

Most of the SMEs FVC expects to work with are traditional businesses. They will make repayments in regular currency, by bank transfer or direct debit, and will not need to hold or understand digital assets.

FVC is working toward a regulated payments setup in which each business receives its own payment reference, repayments are converted into a GBP or CHF-backed stablecoin, and the funds are settled to a multi-signature treasury wallet controlled by several signers, so that no single person can move funds alone.

Transparent by Design

FVC is building three components for release in the coming weeks:

• A loan registry: a smart contract that records each funding agreement on a public blockchain and tracks repayments against it.
• Automated reconciliation: software that watches incoming settlements, matches each to the right business using its payment reference, and prepares the repayment record for signers to approve.
• Security testing in the build process: the registry is fuzz-tested and security-tested on every code change from day one, building on the testing already applied to FVC's existing contracts.

FVC publishes its contract addresses, treasury controls and audit status on its security page. An independent audit by Hashlock is in progress.

Press Kit

Company description, key facts, logos and brand assets are available in the FVC press kit. Media enquiries: marketing@fvcdigital.com.

About FVC

First Venture Capital (FVC) connects venture funding, decentralised finance and real-world businesses. It funds startups and SMEs through revenue-sharing agreements and treasury-backed grants rather than interest. FVC is operated by FVC Asset Group Ltd.

This announcement is for information only and is not investment advice, a financial promotion or an offer of securities. FVC services are subject to eligibility requirements and jurisdictional restrictions and are not available in the United States or Canada; see our Restricted Jurisdictions Policy.